Your home may be your largest asset. Do you know how much it would cost to rebuild it? With Nationwide, Private Client policies and coverages can make sure your home is insured for the appropriate replacement cost, not its market value. In the event of a loss over $50,000, we will waive your deductible. Do you have aging parents moving into assisted living? The Private Client homeowners policy can be endorsed with our Assisted Living Care coverage, which extends coverage for personal property and liability to cover them.
Your collections and valuables reflect your passions, and often your family's heritage. From antiques to memorabilia, fine art to jewelry, your possessions deserve special coverage. With the Private Client personal collections policy, you can insure individual items or protect them all on a blanket basis. Are you an avid collector who makes purchases abroad? Our policy automatically provides coverage for 25% of the class limit for up to 90 days without notifying your agent, including transit.
Personal Excess Liability
Are your personal liability limits high enough to cover a catastrophic loss? The Private Client personal excess liability policy extends over your required underlying insurance and automatically responds if a covered loss exceeds its limits. It also includes Underinsured Motorists, Expanded Defense Coverage for attorney fees and liability resulting from volunteer work. Best of all, our personal excess liability is a simple addition to your existing Private Client policy.
You have a deep interest in protecting yourself, but unfortunately not everyone does. Are your Underinsured Motorist limits adequate enough, in the event of a bodily injury suffered from an uninsured driver? The Private Client automobile policy is designed with this scenario and others in mind. Our automobile insurance includes Pet Injury Coverage to pay for reasonable expenses incurred during a covered loss. The Private Client New Car Replacement Coverage endorsement protects the value of your car, when less than three years old. You may also ask us to agree to a value at the time you place or renew your policy. That way, we would pay the stated amount rather than the depreciated settlement amount determined at the time of loss. Private Client understands your needs and can provide unique product offerings with your best interest in mind. Most important, we make the process easy and always respond to you promptly.
Products underwritten by Nationwide Mutual Insurance Company and Affiliates. Home Office: Columbus, OH 43215. Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Such terms and availability may vary by state and exclusions may apply. Discounts may not be applied to all policy coverages.
Nationwide Private Client New Car Replacement, is an optional feature.