Automobile Insurance

We love our cars — whether it’s the passenger-friendly SUV, the import coupe you drive to the office or that roadster reserved for Sunday drives. With today’s precision engineering, advanced, safety features and improved fuel efficiency, you may need more coverage than what typical insurance policies provide.

With Nationwide Private Client, you can obtain a customized policy that meets your high standards and unique needs. We provide benefits beyond standard auto insurance to ensure you are well taken care of in the event of a covered loss:1

Agreed value: Many insurance policies only pay your car’s current market value if it is totaled or stolen — which can be much less than what you originally paid. Nationwide Private Client offers an agreed-value option, where we agree on the car value when the policy becomes effective and then adjust it at each renewal. That way, there is no question about your settlement amount.2

Uninsured and underinsured motorist: With so many drivers being uninsured or underinsured, it is important for you to purchase limits that meet your financial needs. We offer limits up to $1 million.

Auto loan and lease gap coverage: We pay the difference between the financed amount of your vehicle and its market value, in the event of a total loss.

Rental car reimbursement: In case your car is stolen or involved in a covered loss, our coverage has no per-day limit and provides a vehicle comparable to yours.3

Original equipment manufacturer (OEM) parts: You invested in a luxury car for its performance, so it’s only natural you’d want the same quality parts it came with. In the event of a loss, you can have your car repaired exclusively with OEM parts.4

Roadside assistance: It’s peace of mind in case you are stranded and includes towing up to 100 miles5, delivery of supplies, battery services, flat tire assistance, lockout service up to $100, and trip interruption expense coverage.6 Any passenger auto in which you and your family members are traveling is covered.

Rented vehicles coverage: When you rent a car from a rental company for 90 days or less, your physical damage coverage extends to the rental car, and also covers its loss of income.

Our claims promise: If an accident ever happens to you, our first goal is to get you back on the road quickly and with as little disruption as possible. A dedicated claims professional will work with you through every step of the claims process.

In California, Nationwide Private Client has partnered with Hagerty®, the global leader in classic car insurance, to provide coverage for our clients who appreciate the classics.

Speak to a Nationwide Private Client appointed agent today to learn how they can help you. 



1Policy conditions and restrictions apply; see policy for details.
2Not available in California.
3No per day limit in California.
4Automatically included when available. Excludes auto glass.
524 hour Roadside Assistance services are provided by or through Agero
6No mileage limit for towing in Virginia, but the distance is limited to the coverage limit on the policy.
7Coverage differs in California and Virginia.


Insurance overview is for informational purposes only and does not replace or modify the definitions and information contained in individual insurance policies or declaration pages, which are controlling. Terms and availability vary by state and exclusions apply. Products underwritten by Nationwide Mutual Insurance Company and Affiliates. Nationwide Private Client, Nationwide, the Nationwide N and Eagle and Nationwide is on your side are service marks of Nationwide Mutual Insurance Company. © 2019 Nationwide.
More coverage information:

Roadside Assistance & Rental Coverage

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Nationwide Insurance® Company
Products underwritten by Nationwide Mutual Insurance Company and Affiliates including Crestbrook Insurance Company. Home Office: One Nationwide Plaza, Columbus, OH.
© 2019 Nationwide Mutual Insurance Company and Affiliated Companies. All rights reserved. | Home Office: One Nationwide Plaza, Columbus, OH 43215-2220.