Homeowners Insurance

Your home may be one of your biggest investments and it’s certainly one of the most precious. It takes time and effort to design your home and fill it with valuable treasures. That is why we created a comprehensive, customizable policy with unique coverages to protect your home, family and lifestyle.

Nationwide® Private Client homeowners policy provides exceptional benefits¹:

Agreed replacement cost: We cover the cost to replace your home to its original specifications and in compliance with today’s building codes, even when the cost exceeds your policy limit.

Replacement cash-out option: In the event of a total loss, you may decide not to rebuild and instead want to cash out. We will pay you up to the coverage limit for your home and personal property.

Temporary arrangements: In the event of a covered loss, we cover your increased living expenses necessary to maintain your household’s usual standard of living during the time necessary for you to permanently relocate or to return your home to a habitable condition.

Accidental breakage: Those delicate items around your home are beautiful but breakable. We offer special limits of up to $50,000 in case of damage to crystal, china, porcelains, figurines, statuary, sculptures, mirrors, wine bottles, glassware and similar items.

Equipment breakdown: We cover repair or replacement of damaged appliances or other household systems to ensure that your convenience is restored, fast.

Identity theft assistance: Among your most valued assets is your personal information. We include identity theft assistance benefits to help you properly safeguard your identity and reputation.

Service line coverage: Repairing or replacing underground service lines you own can be costly. Our coverage includes property damage resulting from a covered service line failure, excavation costs, loss of use, and more.

Our claims promise:
In the event of a loss, Nationwide Private Client will promptly assign a highly skilled, caring and responsive professional to be by your side throughout the entire process. We make it our priority to help you rebuild from your loss so you can get back to what matters most.

Speak to a Nationwide Private Client appointed agent today to learn how they can help you. 

1Restrictions apply; see policy for details.
Insurance overview is for informational purposes only and does not replace or modify the definitions and information contained in individual insurance policies or declaration pages, which are controlling. Terms and availability vary by state and exclusions apply. Products underwritten by Nationwide Mutual Insurance Company and Affiliates. Nationwide Private Client, Nationwide, the Nationwide N and Eagle and Nationwide is on your side are service marks of Nationwide Mutual Insurance Company. © 2019 Nationwide.


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Nationwide Insurance® Company
Products underwritten by Nationwide Mutual Insurance Company and Affiliates including Crestbrook Insurance Company. Home Office: One Nationwide Plaza, Columbus, OH.
© 2019 Nationwide Mutual Insurance Company and Affiliated Companies. All rights reserved. | Home Office: One Nationwide Plaza, Columbus, OH 43215-2220.